Lender in Wisconsin · HMDA 2025
Waterstone Mortgage Corporation mortgages in Wisconsin
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 362 owner-occupied single-family loans in Wisconsin from 372 completed applications.
Its median conventional purchase loan costs were $5,130 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
362
of 372 applications
Denial rate
1.2%
Purchase · WI 6.2%
Rate spread
+0.34 pts
Conv. · WI +0.12 pts
Loan amount
$235,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 325 | 319 | 1.2% | 6.625% | +0.34 pts | $5,130 | $235,000 |
| Refinance | 27 | 25 | 7.4% | — | — | — | $395,000 |
| Cash-out refinance | 20 | 18 | 5.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Waterstone Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Calumet County | 8 | 25 | 2.7% |
| Waupaca County | 11 | 19 | 2.5% |
| Green Lake County | 11 | 6 | 2.2% |
| St. Croix County | 12 | 36 | 2.2% |
| Lafayette County | 14 | 2 | 1.1% |
| Winnebago County | 15 | 56 | 2.2% |
| Portage County | 15 | 13 | 1.8% |
| Outagamie County | 16 | 53 | 1.7% |
| Pierce County | 16 | 9 | 1.6% |
| Clark County | 16 | 5 | 1.3% |
| Brown County | 22 | 38 | 1.0% |
| Shawano County | 22 | 4 | 0.8% |
| Wood County | 23 | 8 | 0.9% |
| Kewaunee County | 24 | 3 | 1.0% |
- Waterstone Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology