Lender in Idaho · HMDA 2025
Waterstone Mortgage Corporation mortgages in Idaho
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 258 owner-occupied single-family loans in Idaho from 269 completed applications.
Its median conventional purchase loan costs were $9,970 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
258
of 269 applications
Denial rate
2.5%
Purchase · ID 4.9%
Rate spread
+0.09 pts
Conv. · ID +0.06 pts
Loan amount
$385,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 237 | 231 | 2.5% | 6.375% | +0.09 pts | $9,970 | $385,000 |
| Refinance | 21 | 19 | 9.5% | — | — | — | — |
| Cash-out refinance | 11 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Waterstone Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Custer County | 4 | 3 | 6.7% |
| Gem County | 5 | 15 | 4.6% |
| Canyon County | 13 | 109 | 2.1% |
| Owyhee County | 13 | 3 | 2.6% |
| Payette County | 15 | 9 | 2.0% |
| Ada County | 20 | 106 | 1.2% |
| Lemhi County | 20 | 1 | 1.2% |
- Waterstone Mortgage Corporation nationwide
- Idaho mortgage market
- Waterstone Mortgage Corporation in New Mexico
- Waterstone Mortgage Corporation in Florida
- Waterstone Mortgage Corporation in Oklahoma
- Waterstone Mortgage Corporation in Texas
- Waterstone Mortgage Corporation in Wisconsin
- Waterstone Mortgage Corporation in Arizona
- Waterstone Mortgage Corporation in Virginia
- Waterstone Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology