Lender in Oklahoma · HMDA 2025
Waterstone Mortgage Corporation mortgages in Oklahoma
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 460 owner-occupied single-family loans in Oklahoma from 471 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $6,960 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
460
of 471 applications
Denial rate
1.2%
Purchase · OK 7.6%
Rate spread
+0.32 pts
Conv. · OK +0.21 pts
Loan amount
$245,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 429 | 421 | 1.2% | 6.625% | +0.32 pts | $6,960 | $245,000 |
| Refinance | 27 | 27 | 0.0% | — | +0.13 pts | $8,640 | $305,000 |
| Cash-out refinance | 15 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Waterstone Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mayes County | 8 | 20 | 4.7% |
| Ellis County | 8 | 1 | 7.1% |
| Tulsa County | 9 | 202 | 2.5% |
| Osage County | 9 | 14 | 2.9% |
| Beckham County | 9 | 3 | 1.7% |
| McCurtain County | 10 | 3 | 2.3% |
| Creek County | 11 | 22 | 2.4% |
| Greer County | 11 | 1 | 2.9% |
| Rogers County | 14 | 30 | 2.0% |
| Wagoner County | 15 | 34 | 1.8% |
| Okmulgee County | 16 | 6 | 1.7% |
| Grady County | 17 | 15 | 1.6% |
| Garfield County | 18 | 6 | 0.9% |
| McClain County | 20 | 12 | 1.4% |
| Custer County | 20 | 2 | 0.9% |
| Washington County | 22 | 4 | 0.7% |
| Pawnee County | 23 | 2 | 1.3% |
- Waterstone Mortgage Corporation nationwide
- Oklahoma mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology