Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Texas · 2026

Texas 2026 FHA and conforming loan limits

For a one-unit home in Texas, the 2026 conforming limit is $832,750 and the FHA limit is $541,287 to $813,050. FHA limits rose in 230 of 254 counties from 2025.

CountyConforming 1 unitConforming 2 unitsFHA 1 unitFHA 2 unitsFHA 3 unitsFHA 4 unitsFHA vs 2025
Anderson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Andrews County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Angelina County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Aransas County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Archer County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Armstrong County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Atascosa County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Austin County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bailey County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bandera County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Bastrop County$832,750$1,066,250$571,550$731,700$884,450$1,099,150—
Baylor County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bee County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bexar County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Blanco County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Borden County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bosque County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Bowie County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Brazoria County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Brazos County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Brewster County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Briscoe County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Brooks County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Brown County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Burleson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Burnet County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Caldwell County$832,750$1,066,250$571,550$731,700$884,450$1,099,150—
Calhoun County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Callahan County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cameron County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Camp County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Carson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cass County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Castro County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Chambers County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cherokee County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Childress County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Clay County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cochran County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Coke County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Coleman County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Collin County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Collingsworth County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Colorado County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Comal County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Comanche County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Concho County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cooke County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Coryell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Cottle County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Crane County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Crockett County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Crosby County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Culberson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Dallam County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Dallas County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Dawson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Deaf Smith County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Delta County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Denton County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
DeWitt County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Dickens County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Dimmit County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Donley County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Duval County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Eastland County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Ector County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Edwards County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Ellis County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
El Paso County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Erath County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Falls County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Fannin County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Fayette County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Fisher County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Floyd County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Foard County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Fort Bend County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Franklin County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Freestone County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Frio County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Gaines County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Galveston County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Garza County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Gillespie County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Glasscock County$832,750$1,066,250$813,050$1,040,850$1,258,150$1,563,600+$288,825
Goliad County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Gonzales County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Gray County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Grayson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Gregg County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Grimes County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Guadalupe County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Hale County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hall County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hamilton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hansford County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hardeman County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hardin County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Harris County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Harrison County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hartley County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Haskell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hays County$832,750$1,066,250$571,550$731,700$884,450$1,099,150—
Hemphill County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Henderson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hidalgo County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hill County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hockley County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hood County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hopkins County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Houston County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Howard County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hudspeth County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Hunt County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Hutchinson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Irion County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jack County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jackson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jasper County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jeff Davis County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jefferson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jim Hogg County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Jim Wells County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Johnson County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Jones County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Karnes County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kaufman County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Kendall County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Kenedy County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kent County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kerr County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kimble County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
King County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kinney County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Kleberg County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Knox County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lamar County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lamb County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lampasas County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
La Salle County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lavaca County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lee County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Leon County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Liberty County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Limestone County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lipscomb County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Live Oak County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Llano County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Loving County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lubbock County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Lynn County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
McCulloch County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
McLennan County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
McMullen County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Madison County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Marion County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Martin County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Mason County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Matagorda County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Maverick County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Medina County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Menard County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Midland County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Milam County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Mills County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Mitchell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Montague County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Montgomery County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Moore County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Morris County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Motley County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Nacogdoches County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Navarro County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Newton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Nolan County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Nueces County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Ochiltree County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Oldham County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Orange County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Palo Pinto County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Panola County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Parker County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Parmer County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Pecos County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Polk County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Potter County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Presidio County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Rains County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Randall County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Reagan County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Real County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Red River County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Reeves County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Refugio County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Roberts County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Robertson County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Rockwall County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Runnels County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Rusk County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Sabine County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
San Augustine County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
San Jacinto County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
San Patricio County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
San Saba County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Schleicher County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Scurry County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Shackelford County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Shelby County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Sherman County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Smith County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Somervell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Starr County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Stephens County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Sterling County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Stonewall County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Sutton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Swisher County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Tarrant County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Taylor County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Terrell County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Terry County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Throckmorton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Titus County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Tom Green County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Travis County$832,750$1,066,250$571,550$731,700$884,450$1,099,150—
Trinity County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Tyler County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Upshur County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Upton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Uvalde County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Val Verde County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Van Zandt County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Victoria County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Walker County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Waller County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Ward County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Washington County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Webb County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Wharton County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Wheeler County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Wichita County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Wilbarger County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Willacy County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Williamson County$832,750$1,066,250$571,550$731,700$884,450$1,099,150—
Wilson County$832,750$1,066,250$557,750$714,000$863,100$1,072,600—
Winkler County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Wise County$832,750$1,066,250$563,500$721,400$872,000$1,083,650—
Wood County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Yoakum County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Young County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Zapata County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062
Zavala County$832,750$1,066,250$541,287$693,050$837,700$1,041,125+$17,062

Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.

Counts: 254 counties and county-equivalents.