Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Advisors Mortgage Group, L.L.C.: 2025 mortgage rates, costs & approvals

How Advisors Mortgage Group, L.L.C. priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: Advisors Mortgage Group, L.L.C. · LEI 254900F9ZTVTX763V835

In 2025, Advisors Mortgage Group, L.L.C. originated 2,080 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 22 states — 271st by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 8 basis points above the national median. Median conventional loan costs were $5,520, about the same as the national median ($5,570).

It denied 4.2% of completed home-purchase applications (all lenders: 8.5%).

Loans
2,080
of 2,186 applications
Denial rate
4.2%
Purchase · all 8.5%
30-yr fixed rate
6.625%
Conv. · all 6.625%
Loan costs
$5,520
Conv. · all $5,570
Loan amount
$365,000
Purchase · all $335,000
Borrower income
$126,000
Purchase · all $116,000

How Advisors Mortgage Group, L.L.C. priced home-purchase loans

Purchase loans, 2025Advisors Mortgage Group, L.L.C.All lenders
30-year fixed rate · conventional6.625%6.625%
30-year fixed rate · FHA6.250%6.250%
30-year fixed rate · VA6.375%6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.22 pts+0.13 pts
Total loan costs · conventional$5,520$5,570
Total loan costs · FHA$12,040$11,310
Total loan costs · VA$7,500$6,490
Origination charges (all types)$1,400$1,860
Borrowers paying discount points27.5%51.3%
Points paid, when paid (% of loan)0.98%0.87%
Borrowers receiving lender credits52.1%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 77.1% 1,604
FHA 19.9% 414
VA 2.8% 58
USDA 0.2% 4

By purpose

Home purchase 86.2% 1,792
Refinance 4.9% 101
Cash-out refinance 9.0% 187
Home value
$455,000
Median, purchase loans
Down payment
15%
All lenders 10%
Refi rate
6.49%
30-yr fixed, conventional
Refi denial rate
14.3%
Cash-out 0.5%

Why Advisors Mortgage Group, L.L.C. denied purchase applications

Other 32.1% 25
Debt-to-income ratio 30.8% 24
Collateral (appraisal/property) 17.9% 14
Insufficient cash (down payment/closing costs) 11.5% 9
Credit history 6.4% 5
Employment history 1.3% 1

First reason the lender reported for each denied home-purchase application.

Where Advisors Mortgage Group, L.L.C. lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
New Jersey1,6311,7103.6%6.625%$5,580
Florida1801915.6%6.625%$5,420
Pennsylvania1321395.2%6.625%$6,070
Indiana47494.8%6.750%$2,310
Vermont27284.0%6.750%$5,060
New York1718———
North Carolina1010———
Connecticut77———
South Carolina77———
California23———
Alabama22———
Delaware22———
Georgia22———
Kentucky22———
Maryland22———
Michigan22———
New Hampshire22———
Virginia22———
Ohio15———
Arizona11———
Colorado11———
Massachusetts11———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Advisors Mortgage Group, L.L.C.'s page for that state.

Counties where Advisors Mortgage Group, L.L.C. is a top lender

Check Advisors Mortgage Group, L.L.C. yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology