Lender in Florida · HMDA 2025
American Financial Resources, Inc. mortgages in Florida
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
American Financial Resources, Inc. originated 822 owner-occupied single-family loans in Florida from 905 completed applications.
Its median conventional purchase loan costs were $5,820 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
822
of 905 applications
Denial rate
8.5%
Purchase · FL 12.8%
Rate spread
+0.28 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 787 | 717 | 8.5% | 6.500% | +0.28 pts | $5,820 | $305,000 |
| Refinance | 30 | 27 | 6.7% | — | — | — | $305,000 |
| Cash-out refinance | 88 | 78 | 11.4% | 6.750% | +0.22 pts | $6,040 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dixie County | 2 | 5 | 7.0% |
| Gadsden County | 13 | 4 | 1.4% |
| Calhoun County | 14 | 1 | 1.3% |
| Hardee County | 15 | 2 | 1.3% |
| Washington County | 16 | 3 | 1.1% |
| Levy County | 18 | 5 | 1.3% |
| Gilchrist County | 18 | 2 | 1.2% |
- American Financial Resources, Inc. nationwide
- Florida mortgage market
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology