Lender in Pennsylvania · HMDA 2025
American Financial Resources, Inc. mortgages in Pennsylvania
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
American Financial Resources, Inc. originated 356 owner-occupied single-family loans in Pennsylvania from 383 completed applications.
Its median conventional purchase loan costs were $6,170 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
356
of 383 applications
Denial rate
5.3%
Purchase · PA 6.7%
Rate spread
+0.28 pts
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 321 | 301 | 5.3% | 6.625% | +0.28 pts | $6,170 | $255,000 |
| Refinance | 27 | 24 | 7.4% | — | — | — | $225,000 |
| Cash-out refinance | 35 | 31 | 11.4% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Erie County | 22 | 29 | 1.1% |
| Mifflin County | 22 | 3 | 0.8% |
| Juniata County | 22 | 1 | 0.6% |
| Warren County | 25 | 2 | 0.6% |
- American Financial Resources, Inc. nationwide
- Pennsylvania mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology