Lender in Texas · HMDA 2025
American Financial Resources, Inc. mortgages in Texas
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
American Financial Resources, Inc. originated 750 owner-occupied single-family loans in Texas from 792 completed applications.
Its median conventional purchase loan costs were $6,800 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
750
of 792 applications
Denial rate
5.4%
Purchase · TX 10.2%
Rate spread
+0.34 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 706 | 668 | 5.4% | 6.500% | +0.34 pts | $6,800 | $295,000 |
| Refinance | 54 | 51 | 5.6% | — | +0.29 pts | $5,730 | $265,000 |
| Cash-out refinance | 32 | 31 | 3.1% | 6.990% | +0.53 pts | $6,870 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hartley County | 4 | 4 | 7.1% |
| Dallam County | 5 | 3 | 5.9% |
| Jackson County | 6 | 3 | 3.0% |
| DeWitt County | 8 | 3 | 2.6% |
| McCulloch County | 8 | 1 | 2.9% |
| San Augustine County | 9 | 1 | 2.6% |
| Delta County | 11 | 1 | 1.8% |
| Wilbarger County | 12 | 1 | 1.3% |
| Bowie County | 13 | 17 | 2.0% |
| Haskell County | 13 | 1 | 2.6% |
| Swisher County | 13 | 1 | 1.6% |
| Goliad County | 14 | 1 | 1.7% |
| Moore County | 15 | 3 | 1.4% |
| Lamb County | 15 | 1 | 1.3% |
| Victoria County | 17 | 9 | 1.2% |
| Cherokee County | 18 | 4 | 1.0% |
| Brown County | 18 | 3 | 0.9% |
| Cass County | 18 | 3 | 1.3% |
| Dawson County | 18 | 1 | 1.5% |
| Gregg County | 22 | 10 | 0.8% |
| Clay County | 23 | 1 | 0.7% |
| Hale County | 25 | 2 | 1.0% |
| Camp County | 25 | 1 | 0.8% |
| Comanche County | 25 | 1 | 0.7% |
- American Financial Resources, Inc. nationwide
- Texas mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology