Lender in Ohio · HMDA 2025
American Financial Resources, Inc. mortgages in Ohio
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
American Financial Resources, Inc. originated 411 owner-occupied single-family loans in Ohio from 436 completed applications.
Its median conventional purchase loan costs were $4,680 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
411
of 436 applications
Denial rate
3.9%
Purchase · OH 7.1%
Rate spread
+0.33 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 360 | 345 | 3.9% | 6.625% | +0.33 pts | $4,680 | $215,000 |
| Refinance | 39 | 36 | 5.1% | 6.500% | +0.08 pts | $5,190 | $235,000 |
| Cash-out refinance | 37 | 30 | 16.2% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harrison County | 11 | 2 | 1.5% |
| Monroe County | 15 | 1 | 0.9% |
| Scioto County | 18 | 7 | 1.0% |
| Mahoning County | 21 | 23 | 0.8% |
| Trumbull County | 22 | 19 | 0.8% |
| Washington County | 22 | 4 | 0.7% |
| Mercer County | 22 | 2 | 0.9% |
| Darke County | 23 | 7 | 1.1% |
| Jefferson County | 25 | 4 | 0.7% |
- American Financial Resources, Inc. nationwide
- Ohio mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology