Lender in North Carolina · HMDA 2025
American Financial Resources, Inc. mortgages in North Carolina
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
American Financial Resources, Inc. originated 360 owner-occupied single-family loans in North Carolina from 386 completed applications.
Its median conventional purchase loan costs were $5,480 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
360
of 386 applications
Denial rate
6.3%
Purchase · NC 7.6%
Rate spread
+0.21 pts
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 320 | 299 | 6.3% | 6.500% | +0.21 pts | $5,480 | $295,000 |
| Refinance | 30 | 28 | 6.7% | — | — | — | $315,000 |
| Cash-out refinance | 36 | 33 | 8.3% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where American Financial Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 11 | 1 | 1.6% |
| Surry County | 15 | 11 | 1.5% |
| Vance County | 16 | 4 | 1.3% |
| Columbus County | 19 | 4 | 1.1% |
| Mitchell County | 19 | 1 | 0.7% |
| Davie County | 22 | 7 | 1.0% |
| Jackson County | 22 | 3 | 1.0% |
| Macon County | 22 | 3 | 0.7% |
| Madison County | 22 | 2 | 1.0% |
| Greene County | 22 | 1 | 0.9% |
| Swain County | 22 | 1 | 0.9% |
| Martin County | 23 | 1 | 0.7% |
| Haywood County | 24 | 7 | 0.8% |
- American Financial Resources, Inc. nationwide
- North Carolina mortgage market
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- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
- American Financial Resources, Inc. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology