Lender in Arizona · HMDA 2025
American Pacific Mortgage Corporation mortgages in Arizona
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 1,205 owner-occupied single-family loans in Arizona from 1,360 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,710 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.75% (Arizona: 6.50%).
Loans in AZ
1,205
of 1,360 applications
Denial rate
8.1%
Purchase · AZ 8.2%
Rate spread
+0.36 pts
Conv. · AZ +0.11 pts
Loan amount
$315,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,066 | 979 | 8.1% | 6.750% | +0.36 pts | $6,710 | $315,000 |
| Refinance | 156 | 115 | 26.3% | 6.625% | +0.16 pts | $5,150 | $375,000 |
| Cash-out refinance | 138 | 111 | 19.6% | 6.750% | +0.47 pts | $5,060 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Santa Cruz County | 1 | 124 | 18.6% |
| Gila County | 3 | 35 | 5.8% |
| Mohave County | 4 | 129 | 3.9% |
| Navajo County | 4 | 25 | 2.7% |
| Apache County | 5 | 5 | 3.1% |
| Pima County | 13 | 302 | 2.1% |
| Cochise County | 21 | 17 | 0.9% |
- American Pacific Mortgage Corporation nationwide
- Arizona mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology