Lender in Georgia · HMDA 2025
American Pacific Mortgage Corporation mortgages in Georgia
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 1,165 owner-occupied single-family loans in Georgia from 1,305 completed applications.
Its median conventional purchase loan costs were $7,830 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.75% (Georgia: 6.624%).
Loans in GA
1,165
of 1,305 applications
Denial rate
9.2%
Purchase · GA 9.9%
Rate spread
+0.40 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,197 | 1,086 | 9.2% | 6.750% | +0.40 pts | $7,830 | $295,000 |
| Refinance | 27 | 15 | 40.7% | — | — | — | — |
| Cash-out refinance | 81 | 64 | 21.0% | 6.990% | +0.59 pts | $8,730 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where American Pacific Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Habersham County | 3 | 39 | 6.0% |
| Decatur County | 3 | 25 | 11.1% |
| Miller County | 3 | 6 | 11.3% |
| Hall County | 4 | 100 | 3.3% |
| Polk County | 4 | 27 | 4.9% |
| Stephens County | 4 | 25 | 6.7% |
| Madison County | 4 | 11 | 3.0% |
| Wilcox County | 5 | 2 | 7.7% |
| Barrow County | 6 | 58 | 2.7% |
| Floyd County | 6 | 45 | 3.7% |
| Elbert County | 6 | 5 | 3.2% |
| White County | 8 | 9 | 2.3% |
| Seminole County | 8 | 4 | 5.3% |
| Douglas County | 10 | 44 | 1.9% |
| Banks County | 10 | 6 | 2.1% |
| Chattahoochee County | 10 | 1 | 5.0% |
| Paulding County | 11 | 69 | 1.8% |
| Telfair County | 13 | 1 | 3.2% |
| Franklin County | 14 | 4 | 1.5% |
| Bartow County | 15 | 31 | 1.5% |
| Murray County | 15 | 7 | 1.8% |
| Hart County | 15 | 6 | 1.9% |
| Baldwin County | 15 | 5 | 1.7% |
| Oglethorpe County | 15 | 3 | 1.4% |
| Tattnall County | 16 | 2 | 1.1% |
| Early County | 16 | 1 | 1.5% |
| Muscogee County | 17 | 27 | 1.2% |
| Newton County | 19 | 24 | 1.3% |
| Gordon County | 19 | 14 | 1.6% |
| Wilkinson County | 19 | 1 | 1.6% |
- American Pacific Mortgage Corporation nationwide
- Georgia mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology