Lender in Oregon · HMDA 2025
American Pacific Mortgage Corporation mortgages in Oregon
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 668 owner-occupied single-family loans in Oregon from 708 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $7,160 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.75% (Oregon: 6.625%).
Loans in OR
668
of 708 applications
Denial rate
4.3%
Purchase · OR 5.7%
Rate spread
+0.37 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 586 | 561 | 4.3% | 6.750% | +0.37 pts | $7,160 | $395,000 |
| Refinance | 68 | 62 | 8.8% | 6.375% | +0.07 pts | $6,800 | $395,000 |
| Cash-out refinance | 54 | 45 | 14.8% | 6.750% | +0.41 pts | $5,940 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Umatilla County | 2 | 103 | 11.0% |
| Morrow County | 6 | 6 | 5.1% |
| Clackamas County | 9 | 108 | 2.1% |
| Sherman County | 9 | 1 | 5.3% |
| Lane County | 11 | 86 | 2.2% |
| Multnomah County | 12 | 147 | 1.7% |
| Baker County | 12 | 4 | 2.1% |
| Wallowa County | 12 | 2 | 2.7% |
| Lake County | 13 | 1 | 2.5% |
| Klamath County | 16 | 14 | 1.8% |
| Columbia County | 16 | 7 | 1.0% |
| Harney County | 17 | 1 | 1.7% |
| Douglas County | 18 | 17 | 1.5% |
| Benton County | 25 | 8 | 1.1% |
- American Pacific Mortgage Corporation nationwide
- Oregon mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology