Lender in Washington · HMDA 2025
American Pacific Mortgage Corporation mortgages in Washington
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 1,645 owner-occupied single-family loans in Washington from 1,765 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $8,230 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.75% (Washington: 6.625%).
Loans in WA
1,645
of 1,765 applications
Denial rate
4.9%
Purchase · WA 5.9%
Rate spread
+0.33 pts
Conv. · WA +0.10 pts
Loan amount
$445,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,446 | 1,374 | 4.9% | 6.750% | +0.33 pts | $8,230 | $445,000 |
| Refinance | 148 | 134 | 9.5% | 6.625% | +0.19 pts | $6,950 | $465,000 |
| Cash-out refinance | 171 | 137 | 19.3% | 6.875% | +0.35 pts | $7,150 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yakima County | 2 | 140 | 6.2% |
| Columbia County | 4 | 4 | 7.0% |
| Clark County | 7 | 186 | 2.6% |
| Pend Oreille County | 7 | 4 | 2.5% |
| Asotin County | 8 | 10 | 3.4% |
| Spokane County | 9 | 201 | 2.7% |
| Benton County | 9 | 63 | 1.9% |
| Snohomish County | 10 | 307 | 2.7% |
| Skagit County | 11 | 33 | 2.3% |
| Franklin County | 11 | 27 | 2.2% |
| Whatcom County | 13 | 49 | 1.9% |
| Whitman County | 13 | 8 | 1.9% |
| Cowlitz County | 15 | 27 | 1.6% |
| Lincoln County | 15 | 4 | 2.3% |
| Skamania County | 15 | 3 | 1.9% |
| Island County | 16 | 26 | 2.1% |
| San Juan County | 16 | 2 | 1.5% |
| Garfield County | 19 | 1 | 3.0% |
| Stevens County | 20 | 6 | 1.3% |
| King County | 21 | 303 | 1.1% |
| Mason County | 21 | 10 | 1.0% |
| Walla Walla County | 21 | 5 | 0.8% |
| Adams County | 21 | 2 | 1.2% |
| Pierce County | 24 | 127 | 1.0% |
| Kittitas County | 25 | 6 | 0.9% |
- American Pacific Mortgage Corporation nationwide
- Washington mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology