Lender in Missouri · HMDA 2025
American Pacific Mortgage Corporation mortgages in Missouri
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 566 owner-occupied single-family loans in Missouri from 607 completed applications.
Its median conventional purchase loan costs were $4,540 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
566
of 607 applications
Denial rate
5.9%
Purchase · MO 6.5%
Rate spread
+0.26 pts
Conv. · MO +0.24 pts
Loan amount
$285,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 491 | 462 | 5.9% | 6.625% | +0.26 pts | $4,540 | $285,000 |
| Refinance | 89 | 81 | 9.0% | 6.375% | +0.06 pts | $3,280 | $385,000 |
| Cash-out refinance | 27 | 23 | 14.8% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 8 | 26 | 3.1% |
| Chariton County | 8 | 2 | 3.2% |
| St. Charles County | 9 | 200 | 2.5% |
| Randolph County | 9 | 8 | 2.3% |
| Pike County | 10 | 4 | 1.9% |
| Marion County | 11 | 7 | 1.9% |
| Washington County | 12 | 5 | 2.1% |
| Shelby County | 12 | 1 | 3.6% |
| Lincoln County | 14 | 21 | 1.8% |
| St. Francois County | 14 | 10 | 1.1% |
| Lewis County | 15 | 1 | 1.3% |
| Cooper County | 18 | 3 | 1.3% |
| Jefferson County | 20 | 49 | 1.2% |
| Perry County | 20 | 2 | 0.9% |
| Boone County | 21 | 19 | 0.8% |
| Iron County | 24 | 1 | 1.0% |
- American Pacific Mortgage Corporation nationwide
- Missouri mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology