Assurance Financial Group, L.L.C.: 2025 mortgage rates, costs & approvals
How Assurance Financial Group, L.L.C. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: Assurance Financial Group, L.L.C. · LEI 254900ZX1UPIG2E7TH11
In 2025, Assurance Financial Group, L.L.C. originated 2,548 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 25 states — 229th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 19 basis points above the national median. Median conventional loan costs were $5,160, 7% lower than the national median ($5,570).
It denied 3.6% of completed home-purchase applications (all lenders: 8.5%).
How Assurance Financial Group, L.L.C. priced home-purchase loans
| Purchase loans, 2025 | Assurance Financial Group, L.L.C. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.750% | 6.625% |
| 30-year fixed rate · FHA | 6.500% | 6.250% |
| 30-year fixed rate · VA | 6.250% | 6.125% |
| 15-year fixed rate · conventional | 5.990% | 5.875% |
| Rate spread vs. APOR · conventional | +0.32 pts | +0.13 pts |
| Total loan costs · conventional | $5,160 | $5,570 |
| Total loan costs · FHA | $9,090 | $11,310 |
| Total loan costs · VA | $7,150 | $6,490 |
| Origination charges (all types) | $2,090 | $1,860 |
| Borrowers paying discount points | 63.0% | 51.3% |
| Points paid, when paid (% of loan) | 0.64% | 0.87% |
| Borrowers receiving lender credits | 26.7% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Assurance Financial Group, L.L.C. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Assurance Financial Group, L.L.C. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Louisiana | 1,124 | 1,172 | 4.3% | 6.750% | $4,980 |
| Alabama | 619 | 648 | 3.2% | 6.750% | $4,850 |
| South Carolina | 226 | 234 | 2.0% | 6.625% | $4,770 |
| Georgia | 165 | 171 | 2.1% | 6.750% | $5,850 |
| Texas | 154 | 160 | 1.4% | 6.624% | $7,190 |
| Florida | 87 | 89 | 1.3% | 6.750% | $4,980 |
| Oklahoma | 35 | 35 | 0.0% | — | — |
| Pennsylvania | 32 | 34 | 6.7% | 6.490% | $7,680 |
| Mississippi | 30 | 33 | 8.0% | — | — |
| Massachusetts | 23 | 27 | 16.0% | — | — |
| Tennessee | 17 | 18 | — | — | — |
| Arkansas | 6 | 6 | — | — | — |
| Colorado | 6 | 6 | — | — | — |
| Ohio | 4 | 4 | — | — | — |
| Michigan | 3 | 3 | — | — | — |
| California | 2 | 3 | — | — | — |
| Rhode Island | 2 | 3 | — | — | — |
| Illinois | 2 | 2 | — | — | — |
| Kentucky | 2 | 2 | — | — | — |
| North Carolina | 2 | 2 | — | — | — |
| Virginia | 2 | 2 | — | — | — |
| Wisconsin | 2 | 2 | — | — | — |
| Indiana | 1 | 1 | — | — | — |
| Kansas | 1 | 1 | — | — | — |
| New Hampshire | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Assurance Financial Group, L.L.C.'s page for that state.
Counties where Assurance Financial Group, L.L.C. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pike County, AL | 1 | 60 | 21.0% |
| West Feliciana Parish, LA | 1 | 19 | 15.4% |
| Terrebonne Parish, LA | 3 | 108 | 13.2% |
| Franklin Parish, LA | 2 | 11 | 12.2% |
| Ouachita Parish, LA | 2 | 155 | 11.6% |
| Union Parish, LA | 1 | 15 | 11.1% |
| Tensas Parish, LA | 3 | 1 | 11.1% |
| Quitman County, GA | 1 | 1 | 10.0% |
| Crockett County, TX | 2 | 1 | 10.0% |
| Lincoln Parish, LA | 3 | 32 | 9.6% |
| Jackson Parish, LA | 2 | 6 | 9.4% |
| Richland Parish, LA | 3 | 11 | 9.2% |
| Colbert County, AL | 4 | 80 | 8.7% |
| East Carroll Parish, LA | 4 | 1 | 8.3% |
| Morehouse Parish, LA | 3 | 10 | 7.9% |
Check Assurance Financial Group, L.L.C. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 254900ZX1UPIG2E7TH11.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Assurance Financial Group, L.L.C. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology