Lender in Pennsylvania · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Pennsylvania
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 355 owner-occupied single-family loans in Pennsylvania from 451 completed applications.
Its median conventional purchase loan costs were $7,220 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
355
of 451 applications
Denial rate
7.4%
Purchase · PA 6.7%
Rate spread
+0.35 pts
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 352 | 290 | 7.4% | 6.625% | +0.35 pts | $7,220 | $255,000 |
| Refinance | 50 | 37 | 4.0% | — | −0.04 pts | $7,450 | $335,000 |
| Cash-out refinance | 49 | 28 | 22.4% | — | — | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Elk County | 8 | 7 | 2.7% |
| Forest County | 15 | 1 | 3.9% |
| Lehigh County | 18 | 52 | 1.3% |
- Cardinal Financial Company, Limited Partnership nationwide
- Pennsylvania mortgage market
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- Cardinal Financial Company, Limited Partnership in Indiana
- Cardinal Financial Company, Limited Partnership in Tennessee
- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in Minnesota
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology