Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Wisconsin · HMDA 2025

Cardinal Financial Company, Limited Partnership mortgages in Wisconsin

Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.

Cardinal Financial Company, Limited Partnership originated 341 owner-occupied single-family loans in Wisconsin from 395 completed applications.

Its median conventional purchase loan costs were $6,170 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).

Loans in WI
341
of 395 applications
Denial rate
7.8%
Purchase · WI 6.2%
Rate spread
+0.37 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3342907.8%6.625%+0.37 pts$6,170$245,000
Refinance40355.0%—+0.19 pts$4,510$275,000
Cash-out refinance211623.8%————

*Conventional loans only; medians with at least 20 loans.

Wisconsin counties where Cardinal Financial Company, Limited Partnership ranks in the top 25

CountyRankLoansMarket share
Jefferson County8302.6%
Menominee County1116.3%
Taylor County1341.9%
Florence County1812.4%
Waupaca County2291.2%
Washburn County2421.1%
Oconto County2561.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology