Lender in Georgia · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Georgia
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 278 owner-occupied single-family loans in Georgia from 403 completed applications.
Its median conventional purchase loan costs were $8,220 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
278
of 403 applications
Denial rate
14.8%
Purchase · GA 9.9%
Rate spread
+0.26 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 284 | 211 | 14.8% | 6.375% | +0.26 pts | $8,220 | $295,000 |
| Refinance | 56 | 29 | 16.1% | — | — | — | $385,000 |
| Cash-out refinance | 63 | 38 | 20.6% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Appling County | 11 | 2 | 2.1% |
| Brantley County | 16 | 2 | 1.7% |
| Jenkins County | 19 | 1 | 2.6% |
| Jeff Davis County | 22 | 1 | 1.2% |
- Cardinal Financial Company, Limited Partnership nationwide
- Georgia mortgage market
- Cardinal Financial Company, Limited Partnership in Texas
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- Cardinal Financial Company, Limited Partnership in Indiana
- Cardinal Financial Company, Limited Partnership in Tennessee
- Cardinal Financial Company, Limited Partnership in Pennsylvania
- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in Minnesota
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology