Lender in Tennessee · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Tennessee
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 426 owner-occupied single-family loans in Tennessee from 512 completed applications.
Its median conventional purchase loan costs were $6,680 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
426
of 512 applications
Denial rate
6.4%
Purchase · TN 7.7%
Rate spread
+0.40 pts
Conv. · TN +0.11 pts
Loan amount
$265,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 393 | 338 | 6.4% | 6.750% | +0.40 pts | $6,680 | $265,000 |
| Refinance | 43 | 36 | 4.7% | — | −0.02 pts | $6,760 | $345,000 |
| Cash-out refinance | 76 | 52 | 18.4% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Henry County | 5 | 22 | 5.1% |
| Washington County | 6 | 71 | 3.6% |
| Unicoi County | 6 | 12 | 5.5% |
| Hawkins County | 7 | 19 | 2.9% |
| Johnson County | 7 | 6 | 3.8% |
| Sullivan County | 8 | 66 | 2.7% |
| Carter County | 8 | 16 | 2.5% |
| Benton County | 8 | 7 | 3.0% |
| Greene County | 12 | 18 | 2.1% |
| Hamblen County | 15 | 13 | 1.4% |
| Humphreys County | 15 | 6 | 1.9% |
| Dickson County | 20 | 12 | 1.1% |
| Haywood County | 23 | 2 | 1.3% |
| Houston County | 24 | 2 | 1.5% |
- Cardinal Financial Company, Limited Partnership nationwide
- Tennessee mortgage market
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- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology