Lender in Virginia · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Virginia
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 250 owner-occupied single-family loans in Virginia from 332 completed applications.
Its median conventional purchase loan costs were $6,610 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
250
of 332 applications
Denial rate
10.3%
Purchase · VA 6.9%
Rate spread
+0.29 pts
Conv. · VA +0.10 pts
Loan amount
$305,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 243 | 189 | 10.3% | 6.750% | +0.29 pts | $6,610 | $305,000 |
| Refinance | 40 | 30 | 5.0% | — | −0.08 pts | $7,410 | $375,000 |
| Cash-out refinance | 49 | 31 | 18.4% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tazewell County | 6 | 10 | 3.2% |
| Smyth County | 7 | 6 | 2.4% |
| Dickenson County | 7 | 2 | 3.8% |
| Danville city | 10 | 7 | 2.2% |
| Bristol city | 10 | 5 | 2.1% |
| Washington County | 11 | 8 | 1.5% |
| Wise County | 11 | 4 | 2.4% |
| Russell County | 13 | 3 | 1.8% |
| Buchanan County | 22 | 1 | 1.8% |
- Cardinal Financial Company, Limited Partnership nationwide
- Virginia mortgage market
- Cardinal Financial Company, Limited Partnership in Texas
- Cardinal Financial Company, Limited Partnership in Florida
- Cardinal Financial Company, Limited Partnership in Indiana
- Cardinal Financial Company, Limited Partnership in Tennessee
- Cardinal Financial Company, Limited Partnership in Pennsylvania
- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in Minnesota
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in North Carolina
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology