Lender in District of Columbia · HMDA 2025
Citibank, N.A. mortgages in District of Columbia
Citibank, N.A.'s 2025 home-purchase and refinance lending in District of Columbia, compared with all lenders in the state.
Citibank, N.A. originated 253 owner-occupied single-family loans in District of Columbia from 279 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $6,830 versus $7,170 for all District of Columbia lenders, at a median 30-year fixed rate of 6.125% (District of Columbia: 6.50%).
Loans in DC
253
of 279 applications
Denial rate
6.7%
Purchase · DC 7.4%
Rate spread
−0.54 pts
Conv. · DC −0.02 pts
Loan amount
$685,000
Purchase · DC $565,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 254 | 230 | 6.7% | 6.125% | −0.54 pts | $6,830 | $685,000 |
| Refinance | 21 | 20 | 4.8% | — | −0.36 pts | $3,120 | $465,000 |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
District of Columbia counties where Citibank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| District of Columbia | 4 | 253 | 4.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology