Lender in New York · HMDA 2025
Citibank, N.A. mortgages in New York
Citibank, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Citibank, N.A. originated 2,545 owner-occupied single-family loans in New York from 2,913 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $7,270 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.25% (New York: 6.50%).
Loans in NY
2,545
of 2,913 applications
Denial rate
9.9%
Purchase · NY 9.5%
Rate spread
−0.29 pts
Conv. · NY +0.07 pts
Loan amount
$655,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,575 | 2,263 | 9.9% | 6.250% | −0.29 pts | $7,270 | $655,000 |
| Refinance | 219 | 190 | 10.1% | 6.125% | −0.27 pts | $6,280 | $935,000 |
| Cash-out refinance | 119 | 92 | 21.9% | 6.500% | −0.00 pts | $6,970 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Citibank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 2 | 649 | 12.7% |
| Kings County | 4 | 498 | 7.2% |
| Queens County | 4 | 327 | 3.8% |
| Bronx County | 5 | 88 | 4.4% |
| Westchester County | 7 | 335 | 4.5% |
| Nassau County | 8 | 318 | 3.0% |
| Richmond County | 16 | 52 | 1.6% |
| Suffolk County | 20 | 192 | 1.4% |
| Rockland County | 20 | 24 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology