Lender in Illinois · HMDA 2025
Citibank, N.A. mortgages in Illinois
Citibank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Citibank, N.A. originated 916 owner-occupied single-family loans in Illinois from 1,044 completed applications.
Its median conventional purchase loan costs were $6,640 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.25% (Illinois: 6.625%).
Loans in IL
916
of 1,044 applications
Denial rate
10.8%
Purchase · IL 9.2%
Rate spread
−0.20 pts
Conv. · IL +0.27 pts
Loan amount
$375,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 831 | 722 | 10.8% | 6.250% | −0.20 pts | $6,640 | $375,000 |
| Refinance | 168 | 156 | 4.8% | 6.375% | −0.26 pts | $2,810 | $845,000 |
| Cash-out refinance | 45 | 38 | 13.3% | 6.625% | +0.08 pts | $2,810 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Citibank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 18 | 680 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology