Lender in Washington · HMDA 2025
Citibank, N.A. mortgages in Washington
Citibank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Citibank, N.A. originated 273 owner-occupied single-family loans in Washington from 300 completed applications.
Its median conventional purchase loan costs were $5,580 versus $6,530 for all Washington lenders.
Loans in WA
273
of 300 applications
Denial rate
12.0%
Purchase · WA 5.9%
Rate spread
−0.32 pts
Conv. · WA +0.10 pts
Loan amount
$1,055,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 92 | 79 | 12.0% | — | −0.32 pts | $5,580 | $1,055,000 |
| Refinance | 202 | 188 | 5.9% | — | −0.28 pts | $4,050 | $1,075,000 |
| Cash-out refinance | 6 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology