Lender in Virginia · HMDA 2025
Citibank, N.A. mortgages in Virginia
Citibank, N.A.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Citibank, N.A. originated 244 owner-occupied single-family loans in Virginia from 271 completed applications.
Its median conventional purchase loan costs were $5,730 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.125% (Virginia: 6.625%).
Loans in VA
244
of 271 applications
Denial rate
9.4%
Purchase · VA 6.9%
Rate spread
−0.42 pts
Conv. · VA +0.10 pts
Loan amount
$775,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 235 | 211 | 9.4% | 6.125% | −0.42 pts | $5,730 | $775,000 |
| Refinance | 29 | 26 | 10.3% | — | −0.30 pts | $4,860 | $1,015,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Citibank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alexandria city | 17 | 38 | 1.9% |
| Arlington County | 18 | 36 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology