Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Cornerstone First Mortgage, Inc. mortgages in Arizona

Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Cornerstone First Mortgage, Inc. originated 236 owner-occupied single-family loans in Arizona from 237 completed applications.

Its median conventional purchase loan costs were $7,650 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.875% (Arizona: 6.50%).

Loans in AZ
236
of 237 applications
Denial rate
0.5%
Purchase · AZ 8.2%
Rate spread
+0.41 pts
Conv. · AZ +0.11 pts
Loan amount
$385,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1971960.5%6.875%+0.41 pts$7,650$385,000
Refinance33330.0%6.625%+0.31 pts$7,150$425,000
Cash-out refinance77—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology