Lender in Michigan · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in Michigan
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 216 owner-occupied single-family loans in Michigan from 221 completed applications.
Its median conventional purchase loan costs were $5,450 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
216
of 221 applications
Denial rate
2.5%
Purchase · MI 7.8%
Rate spread
+0.37 pts
Conv. · MI +0.23 pts
Loan amount
$255,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 196 | 2.5% | 6.625% | +0.37 pts | $5,450 | $255,000 |
| Refinance | 18 | 18 | — | — | — | — | — |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alpena County | 10 | 4 | 1.8% |
| Alcona County | 10 | 2 | 1.6% |
| Livingston County | 15 | 41 | 1.4% |
| Montmorency County | 15 | 1 | 0.7% |
| Cheboygan County | 17 | 2 | 0.9% |
- Cornerstone First Mortgage, Inc. nationwide
- Michigan mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in Ohio
- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology