Lender in Washington · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in Washington
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 543 owner-occupied single-family loans in Washington from 556 completed applications.
Its median conventional purchase loan costs were $7,790 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
543
of 556 applications
Denial rate
1.6%
Purchase · WA 5.9%
Rate spread
+0.35 pts
Conv. · WA +0.10 pts
Loan amount
$455,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 492 | 480 | 1.6% | 6.625% | +0.35 pts | $7,790 | $455,000 |
| Refinance | 51 | 51 | 0.0% | 6.490% | +0.35 pts | $7,570 | $485,000 |
| Cash-out refinance | 13 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Juan County | 9 | 2 | 1.5% |
| Kitsap County | 10 | 104 | 2.5% |
| Columbia County | 13 | 1 | 1.8% |
| Lincoln County | 17 | 3 | 1.7% |
| Pierce County | 18 | 152 | 1.2% |
| Mason County | 18 | 12 | 1.2% |
| Grant County | 21 | 9 | 0.8% |
| Okanogan County | 23 | 3 | 0.9% |
- Cornerstone First Mortgage, Inc. nationwide
- Washington mortgage market
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- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology