Lender in Ohio · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in Ohio
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 507 owner-occupied single-family loans in Ohio from 517 completed applications.
Its median conventional purchase loan costs were $5,020 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
507
of 517 applications
Denial rate
1.2%
Purchase · OH 7.1%
Rate spread
+0.44 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 487 | 480 | 1.2% | 6.875% | +0.44 pts | $5,020 | $215,000 |
| Refinance | 22 | 20 | 9.1% | — | — | — | $185,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami County | 5 | 83 | 4.5% |
| Montgomery County | 11 | 181 | 2.3% |
| Greene County | 13 | 53 | 1.9% |
| Champaign County | 18 | 6 | 1.3% |
| Clark County | 20 | 25 | 1.3% |
| Darke County | 25 | 6 | 0.9% |
- Cornerstone First Mortgage, Inc. nationwide
- Ohio mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology