Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Cornerstone First Mortgage, Inc. mortgages in Florida

Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Cornerstone First Mortgage, Inc. originated 857 owner-occupied single-family loans in Florida from 917 completed applications.

Its median conventional purchase loan costs were $9,330 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).

Loans in FL
857
of 917 applications
Denial rate
6.1%
Purchase · FL 12.8%
Rate spread
+0.52 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase8337796.1%6.750%+0.52 pts$9,330$335,000
Refinance464110.9%6.875%+0.60 pts$12,520$305,000
Cash-out refinance38372.6%7.250%+0.74 pts$11,760$385,000

*Conventional loans only; medians with at least 20 loans.

Florida counties where Cornerstone First Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Hendry County1861.3%
Miami-Dade County231360.8%
Osceola County24530.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology