Lender in Virginia · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Virginia
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 2,549 owner-occupied single-family loans in Virginia from 2,642 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $6,870 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
2,549
of 2,642 applications
Denial rate
2.1%
Purchase · VA 6.9%
Rate spread
+0.28 pts
Conv. · VA +0.10 pts
Loan amount
$415,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,082 | 2,026 | 2.1% | 6.750% | +0.28 pts | $6,870 | $415,000 |
| Refinance | 397 | 381 | 3.0% | 6.500% | +0.14 pts | $5,320 | $435,000 |
| Cash-out refinance | 163 | 142 | 11.7% | 6.990% | +0.57 pts | $8,550 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 83.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shenandoah County | 1 | 86 | 12.0% |
| Winchester city | 1 | 35 | 10.0% |
| Frederick County | 2 | 129 | 6.9% |
| Fairfax County | 3 | 486 | 3.7% |
| Warren County | 3 | 38 | 5.1% |
| Page County | 3 | 16 | 5.0% |
| Wise County | 3 | 12 | 7.1% |
| Clarke County | 5 | 9 | 4.7% |
| Lunenburg County | 5 | 6 | 5.6% |
| Surry County | 5 | 5 | 4.8% |
| Arlington County | 6 | 78 | 3.6% |
| Mecklenburg County | 6 | 11 | 3.6% |
| Buckingham County | 6 | 6 | 3.7% |
| Alexandria city | 7 | 57 | 2.9% |
| Fairfax city | 7 | 13 | 3.3% |
| Scott County | 7 | 5 | 3.5% |
| Norton city | 7 | 1 | 5.6% |
| Dickenson County | 8 | 2 | 3.8% |
| Loudoun County | 9 | 156 | 2.2% |
| Manassas city | 9 | 11 | 2.3% |
| Lee County | 9 | 5 | 3.9% |
| Nelson County | 9 | 4 | 2.6% |
| Sussex County | 9 | 4 | 4.2% |
| Virginia Beach city | 10 | 169 | 2.4% |
| Fauquier County | 10 | 26 | 2.1% |
| Manassas Park city | 10 | 6 | 2.5% |
| Nottoway County | 10 | 5 | 2.9% |
| Tazewell County | 10 | 5 | 1.6% |
| Cumberland County | 10 | 4 | 2.5% |
| Spotsylvania County | 11 | 66 | 2.2% |
- CrossCountry Mortgage, Inc. nationwide
- Virginia mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology