Lender in Alabama · HMDA 2025
First Community Mortgage, Inc. mortgages in Alabama
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
First Community Mortgage, Inc. originated 455 owner-occupied single-family loans in Alabama from 550 completed applications.
Its median conventional purchase loan costs were $4,610 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
455
of 550 applications
Denial rate
7.5%
Purchase · AL 9.1%
Rate spread
+0.12 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 467 | 392 | 7.5% | 6.625% | +0.12 pts | $4,610 | $245,000 |
| Refinance | 57 | 42 | 7.0% | 6.500% | +0.00 pts | $5,860 | $295,000 |
| Cash-out refinance | 26 | 21 | 7.7% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tallapoosa County | 7 | 17 | 3.7% |
| Marshall County | 10 | 26 | 2.1% |
| Lamar County | 13 | 2 | 2.1% |
| Calhoun County | 16 | 22 | 1.6% |
| Cleburne County | 17 | 2 | 1.5% |
| Madison County | 18 | 95 | 1.2% |
| Lauderdale County | 19 | 19 | 1.4% |
| Walker County | 22 | 6 | 1.1% |
| Escambia County | 22 | 3 | 1.1% |
| Washington County | 22 | 2 | 1.7% |
| Autauga County | 23 | 12 | 1.2% |
| Tuscaloosa County | 24 | 19 | 0.8% |
| Jackson County | 24 | 5 | 0.9% |
| Talladega County | 25 | 9 | 1.1% |
| Cherokee County | 25 | 3 | 1.1% |
- First Community Mortgage, Inc. nationwide
- Alabama mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology