Lender in Ohio · HMDA 2025
First Community Mortgage, Inc. mortgages in Ohio
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
First Community Mortgage, Inc. originated 1,079 owner-occupied single-family loans in Ohio from 1,250 completed applications.
Its median conventional purchase loan costs were $5,900 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
1,079
of 1,250 applications
Denial rate
3.2%
Purchase · OH 7.1%
Rate spread
+0.35 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,057 | 917 | 3.2% | 6.750% | +0.35 pts | $5,900 | $245,000 |
| Refinance | 91 | 73 | 6.6% | 5.990% | −0.04 pts | $5,500 | $255,000 |
| Cash-out refinance | 102 | 89 | 7.8% | 6.625% | +0.33 pts | $5,970 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Butler County | 4 | 220 | 3.9% |
| Hamilton County | 8 | 247 | 2.3% |
| Warren County | 9 | 103 | 2.2% |
| Clark County | 13 | 40 | 2.0% |
| Clinton County | 14 | 11 | 1.9% |
| Clermont County | 15 | 68 | 1.8% |
| Montgomery County | 17 | 129 | 1.7% |
| Shelby County | 17 | 8 | 1.7% |
| Champaign County | 17 | 7 | 1.5% |
| Preble County | 19 | 8 | 1.3% |
| Darke County | 20 | 9 | 1.4% |
| Coshocton County | 21 | 5 | 1.2% |
| Highland County | 22 | 6 | 1.2% |
| Miami County | 24 | 16 | 0.9% |
| Greene County | 25 | 32 | 1.1% |
- First Community Mortgage, Inc. nationwide
- Ohio mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology