Lender in Arkansas · HMDA 2025
First Community Mortgage, Inc. mortgages in Arkansas
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
First Community Mortgage, Inc. originated 254 owner-occupied single-family loans in Arkansas from 300 completed applications.
Its median conventional purchase loan costs were $4,340 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
254
of 300 applications
Denial rate
6.6%
Purchase · AR 8.5%
Rate spread
+0.33 pts
Conv. · AR +0.17 pts
Loan amount
$205,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 179 | 6.6% | 6.750% | +0.33 pts | $4,340 | $205,000 |
| Refinance | 60 | 52 | 6.7% | 6.875% | +0.22 pts | $3,900 | $245,000 |
| Cash-out refinance | 28 | 23 | 7.1% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Woodruff County | 2 | 4 | 13.3% |
| Independence County | 3 | 34 | 7.7% |
| Jackson County | 3 | 13 | 11.0% |
| Clark County | 5 | 7 | 3.3% |
| Montgomery County | 7 | 2 | 3.1% |
| Lawrence County | 9 | 6 | 3.6% |
| Pike County | 9 | 2 | 3.8% |
| Sebastian County | 13 | 35 | 2.5% |
| Sharp County | 14 | 4 | 1.5% |
| Crawford County | 16 | 13 | 1.7% |
| Lincoln County | 17 | 1 | 2.0% |
| Hot Spring County | 19 | 5 | 1.5% |
| Phillips County | 19 | 1 | 2.1% |
| Union County | 23 | 2 | 0.7% |
| Marion County | 25 | 2 | 1.0% |
- First Community Mortgage, Inc. nationwide
- Arkansas mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology