Lender in Mississippi · HMDA 2025
First Community Mortgage, Inc. mortgages in Mississippi
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
First Community Mortgage, Inc. originated 225 owner-occupied single-family loans in Mississippi from 284 completed applications.
Its median conventional purchase loan costs were $5,170 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.50% (Mississippi: 6.625%).
Loans in MS
225
of 284 applications
Denial rate
9.6%
Purchase · MS 11.3%
Rate spread
+0.26 pts
Conv. · MS +0.26 pts
Loan amount
$205,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 220 | 182 | 9.6% | 6.500% | +0.26 pts | $5,170 | $205,000 |
| Refinance | 46 | 29 | 19.6% | 6.375% | +0.13 pts | $5,950 | $235,000 |
| Cash-out refinance | 18 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tippah County | 2 | 11 | 10.5% |
| Noxubee County | 2 | 2 | 12.5% |
| Union County | 4 | 16 | 7.3% |
| Attala County | 4 | 12 | 10.2% |
| Wayne County | 4 | 4 | 5.1% |
| Walthall County | 5 | 5 | 5.8% |
| Franklin County | 5 | 3 | 7.5% |
| Pike County | 6 | 11 | 4.6% |
| Lincoln County | 7 | 9 | 4.3% |
| Winston County | 8 | 4 | 3.7% |
| Monroe County | 9 | 6 | 2.1% |
| Neshoba County | 9 | 4 | 2.3% |
| Lee County | 10 | 23 | 2.5% |
| Pontotoc County | 10 | 7 | 2.8% |
| Clarke County | 13 | 3 | 2.4% |
| Lowndes County | 14 | 12 | 2.0% |
| Alcorn County | 15 | 3 | 1.1% |
| Lauderdale County | 17 | 8 | 1.4% |
| Clay County | 18 | 2 | 1.7% |
| Copiah County | 19 | 3 | 2.2% |
| Amite County | 19 | 1 | 1.6% |
| Oktibbeha County | 20 | 4 | 1.1% |
| Prentiss County | 23 | 2 | 1.1% |
| Itawamba County | 24 | 2 | 1.0% |
| Greene County | 24 | 1 | 1.2% |
| Jasper County | 25 | 1 | 1.3% |
- First Community Mortgage, Inc. nationwide
- Mississippi mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology