Lender in Florida · HMDA 2025
First Community Mortgage, Inc. mortgages in Florida
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
First Community Mortgage, Inc. originated 482 owner-occupied single-family loans in Florida from 614 completed applications.
Its median conventional purchase loan costs were $7,470 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
482
of 614 applications
Denial rate
10.6%
Purchase · FL 12.8%
Rate spread
+0.23 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 520 | 417 | 10.6% | 6.625% | +0.23 pts | $7,470 | $315,000 |
| Refinance | 35 | 24 | 8.6% | — | — | — | $295,000 |
| Cash-out refinance | 59 | 41 | 18.6% | 6.625% | +0.36 pts | $7,940 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Leon County | 12 | 52 | 1.9% |
| DeSoto County | 23 | 2 | 0.9% |
| Wakulla County | 25 | 5 | 0.7% |
- First Community Mortgage, Inc. nationwide
- Florida mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology