Lender in Maryland · HMDA 2025
Freedom Mortgage Corporation mortgages in Maryland
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Freedom Mortgage Corporation originated 2,101 owner-occupied single-family loans in Maryland from 2,852 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $7,320 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
2,101
of 2,852 applications
Denial rate
15.1%
Purchase · MD 8.6%
Rate spread
+0.12 pts
Conv. · MD +0.14 pts
Loan amount
$455,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 345 | 293 | 15.1% | 6.750% | +0.12 pts | $7,320 | $455,000 |
| Refinance | 1,725 | 1,278 | 4.1% | 6.250% | +0.12 pts | $1,580 | $425,000 |
| Cash-out refinance | 782 | 530 | 30.0% | 7.250% | +0.92 pts | $9,100 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Freedom Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 3 | 69 | 3.5% |
| Charles County | 4 | 219 | 6.0% |
| Calvert County | 4 | 68 | 4.3% |
| Prince George's County | 5 | 405 | 3.7% |
| Frederick County | 5 | 114 | 2.5% |
| St. Mary's County | 5 | 83 | 4.6% |
| Carroll County | 6 | 57 | 2.4% |
| Cecil County | 6 | 37 | 2.7% |
| Dorchester County | 6 | 20 | 4.0% |
| Anne Arundel County | 7 | 275 | 3.1% |
| Baltimore County | 7 | 227 | 2.4% |
| Queen Anne's County | 7 | 28 | 2.7% |
| Caroline County | 7 | 14 | 3.1% |
| Allegany County | 8 | 24 | 3.3% |
| Harford County | 9 | 109 | 2.8% |
| Talbot County | 11 | 9 | 2.0% |
| Howard County | 13 | 68 | 1.7% |
| Baltimore city | 14 | 104 | 1.8% |
| Worcester County | 14 | 13 | 1.7% |
| Wicomico County | 15 | 23 | 1.8% |
| Garrett County | 17 | 3 | 1.2% |
| Kent County | 18 | 3 | 1.3% |
| Montgomery County | 22 | 129 | 1.2% |
- Freedom Mortgage Corporation nationwide
- Maryland mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology