Lender in Florida · HMDA 2025
Freedom Mortgage Corporation mortgages in Florida
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Freedom Mortgage Corporation originated 5,176 owner-occupied single-family loans in Florida from 7,278 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $10,060 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
5,176
of 7,278 applications
Denial rate
18.0%
Purchase · FL 12.8%
Rate spread
+0.35 pts
Conv. · FL +0.14 pts
Loan amount
$355,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,898 | 1,550 | 18.0% | 6.750% | +0.35 pts | $10,060 | $355,000 |
| Refinance | 3,129 | 2,202 | 6.9% | 6.375% | +0.17 pts | $4,370 | $355,000 |
| Cash-out refinance | 2,251 | 1,424 | 32.6% | 7.000% | +0.86 pts | $9,070 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 55.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bradford County | 4 | 12 | 4.8% |
| Pinellas County | 6 | 179 | 1.7% |
| Seminole County | 6 | 119 | 2.1% |
| Highlands County | 6 | 49 | 3.5% |
| Liberty County | 6 | 2 | 5.7% |
| Polk County | 7 | 292 | 2.3% |
| Clay County | 7 | 120 | 3.1% |
| Walton County | 7 | 28 | 1.7% |
| Duval County | 8 | 326 | 2.4% |
| Brevard County | 8 | 269 | 2.4% |
| St. Lucie County | 8 | 139 | 2.0% |
| Okaloosa County | 8 | 109 | 2.9% |
| Jackson County | 8 | 8 | 2.7% |
| Hardee County | 8 | 4 | 2.6% |
| Hillsborough County | 9 | 426 | 2.3% |
| Pasco County | 9 | 238 | 1.9% |
| Orange County | 9 | 236 | 1.6% |
| Volusia County | 9 | 175 | 2.0% |
| Santa Rosa County | 9 | 107 | 2.5% |
| Baker County | 9 | 9 | 3.2% |
| Hamilton County | 9 | 2 | 3.2% |
| Lake County | 10 | 151 | 2.0% |
| Hernando County | 10 | 85 | 1.9% |
| Escambia County | 10 | 84 | 1.8% |
| Charlotte County | 10 | 66 | 1.5% |
| Broward County | 11 | 267 | 1.5% |
| Miami-Dade County | 11 | 204 | 1.1% |
| Marion County | 11 | 150 | 1.9% |
| Citrus County | 11 | 57 | 1.9% |
| Lee County | 12 | 230 | 1.7% |
- Freedom Mortgage Corporation nationwide
- Florida mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology