Lender in Georgia · HMDA 2025
Freedom Mortgage Corporation mortgages in Georgia
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Freedom Mortgage Corporation originated 3,841 owner-occupied single-family loans in Georgia from 5,462 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $8,870 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
3,841
of 5,462 applications
Denial rate
22.5%
Purchase · GA 9.9%
Rate spread
+0.06 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 599 | 458 | 22.5% | 6.625% | +0.06 pts | $8,870 | $335,000 |
| Refinance | 3,151 | 2,252 | 4.9% | 6.250% | +0.16 pts | $1,690 | $335,000 |
| Cash-out refinance | 1,712 | 1,131 | 30.3% | 7.250% | +1.04 pts | $7,950 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 126.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mitchell County | 2 | 10 | 10.2% |
| Douglas County | 3 | 92 | 3.9% |
| Newton County | 3 | 60 | 3.2% |
| Crawford County | 3 | 7 | 7.9% |
| Paulding County | 4 | 127 | 3.4% |
| Wayne County | 4 | 17 | 5.3% |
| Chattooga County | 4 | 9 | 4.3% |
| Worth County | 4 | 5 | 4.2% |
| Treutlen County | 4 | 2 | 9.5% |
| Echols County | 4 | 1 | 11.1% |
| Gwinnett County | 5 | 295 | 2.4% |
| Clayton County | 5 | 107 | 3.4% |
| Liberty County | 5 | 81 | 5.3% |
| Rockdale County | 5 | 74 | 4.4% |
| Meriwether County | 5 | 10 | 3.4% |
| Coffee County | 5 | 9 | 4.8% |
| Madison County | 5 | 9 | 2.4% |
| Henry County | 6 | 193 | 4.1% |
| Richmond County | 6 | 107 | 4.9% |
| Walton County | 6 | 58 | 3.1% |
| Camden County | 6 | 46 | 3.3% |
| Glynn County | 6 | 38 | 3.1% |
| Harris County | 6 | 29 | 4.5% |
| Monroe County | 6 | 18 | 3.9% |
| Butts County | 6 | 17 | 4.5% |
| Stephens County | 6 | 11 | 2.9% |
| Irwin County | 6 | 3 | 7.1% |
| Columbia County | 7 | 120 | 3.7% |
| Muscogee County | 7 | 102 | 4.6% |
| Coweta County | 7 | 75 | 2.8% |
- Freedom Mortgage Corporation nationwide
- Georgia mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology