Lender in South Carolina · HMDA 2025
Freedom Mortgage Corporation mortgages in South Carolina
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Freedom Mortgage Corporation originated 2,088 owner-occupied single-family loans in South Carolina from 2,941 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $7,470 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
2,088
of 2,941 applications
Denial rate
10.5%
Purchase · SC 8.8%
Rate spread
+0.28 pts
Conv. · SC +0.12 pts
Loan amount
$305,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 277 | 10.5% | 6.750% | +0.28 pts | $7,470 | $305,000 |
| Refinance | 1,815 | 1,274 | 4.9% | — | +0.11 pts | $2,180 | $315,000 |
| Cash-out refinance | 813 | 537 | 28.3% | 7.125% | +1.00 pts | $8,340 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dorchester County | 4 | 144 | 3.7% |
| Richland County | 5 | 258 | 3.6% |
| Berkeley County | 5 | 228 | 3.5% |
| Kershaw County | 6 | 51 | 4.2% |
| Cherokee County | 6 | 20 | 3.6% |
| Marion County | 6 | 7 | 4.0% |
| Dillon County | 7 | 4 | 2.8% |
| Marlboro County | 7 | 4 | 3.7% |
| York County | 8 | 134 | 2.3% |
| Pickens County | 8 | 49 | 2.8% |
| Sumter County | 9 | 60 | 4.1% |
| Darlington County | 9 | 14 | 2.5% |
| Lexington County | 10 | 153 | 2.7% |
| Anderson County | 10 | 67 | 2.0% |
| Florence County | 10 | 34 | 2.3% |
| Georgetown County | 10 | 15 | 2.0% |
| Chester County | 10 | 14 | 2.6% |
| Clarendon County | 10 | 7 | 2.9% |
| Calhoun County | 10 | 3 | 2.5% |
| Greenwood County | 11 | 10 | 1.3% |
| Allendale County | 11 | 1 | 4.0% |
| Horry County | 12 | 165 | 1.9% |
| Fairfield County | 12 | 4 | 2.3% |
| Barnwell County | 12 | 2 | 1.9% |
| Lee County | 12 | 2 | 2.7% |
| Greenville County | 13 | 162 | 1.8% |
| Beaufort County | 13 | 62 | 1.7% |
| Laurens County | 13 | 20 | 1.8% |
| Edgefield County | 13 | 9 | 2.1% |
| Spartanburg County | 14 | 145 | 1.9% |
- Freedom Mortgage Corporation nationwide
- South Carolina mortgage market
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- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology