Lender in Tennessee · HMDA 2025
Freedom Mortgage Corporation mortgages in Tennessee
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Freedom Mortgage Corporation originated 2,334 owner-occupied single-family loans in Tennessee from 3,190 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $8,100 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
2,334
of 3,190 applications
Denial rate
16.1%
Purchase · TN 7.7%
Rate spread
+0.19 pts
Conv. · TN +0.11 pts
Loan amount
$335,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 193 | 160 | 16.1% | 6.750% | +0.19 pts | $8,100 | $335,000 |
| Refinance | 1,820 | 1,329 | 4.2% | 5.990% | +0.13 pts | $1,940 | $335,000 |
| Cash-out refinance | 1,177 | 845 | 25.1% | 7.250% | +0.98 pts | $7,440 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 82.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Roane County | 4 | 32 | 3.3% |
| Monroe County | 4 | 24 | 4.2% |
| Hancock County | 4 | 3 | 6.5% |
| Montgomery County | 5 | 244 | 4.1% |
| Marshall County | 6 | 34 | 4.1% |
| Hawkins County | 6 | 20 | 3.1% |
| Cocke County | 6 | 9 | 2.9% |
| Moore County | 6 | 5 | 4.0% |
| Sumner County | 7 | 103 | 2.5% |
| Washington County | 7 | 58 | 2.9% |
| Anderson County | 7 | 34 | 2.7% |
| Bedford County | 7 | 34 | 4.0% |
| Hickman County | 7 | 10 | 2.8% |
| Jackson County | 7 | 4 | 3.2% |
| Wayne County | 7 | 3 | 2.1% |
| Shelby County | 8 | 212 | 2.5% |
| Dickson County | 8 | 35 | 3.3% |
| Coffee County | 8 | 28 | 3.0% |
| Fayette County | 8 | 24 | 2.9% |
| Union County | 8 | 9 | 3.0% |
| Hamblen County | 9 | 28 | 3.0% |
| Greene County | 9 | 25 | 2.8% |
| McMinn County | 9 | 21 | 2.7% |
| Franklin County | 9 | 17 | 2.4% |
| Campbell County | 9 | 15 | 3.0% |
| Macon County | 9 | 10 | 2.5% |
| Unicoi County | 9 | 7 | 3.2% |
| Benton County | 9 | 5 | 2.1% |
| Houston County | 9 | 4 | 2.9% |
| Rutherford County | 10 | 154 | 2.5% |
- Freedom Mortgage Corporation nationwide
- Tennessee mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology