GoodLeap, LLC: 2025 mortgage rates, costs & approvals
How GoodLeap, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: GoodLeap, LLC · LEI 549300YN94MOAVYW0F52
In 2025, GoodLeap, LLC originated 5,472 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 35 states — 116th by volume among the 2,017 lenders profiled here.
It denied 16.2% of completed home-purchase applications (all lenders: 8.5%).
How GoodLeap, LLC priced home-purchase loans
| Purchase loans, 2025 | GoodLeap, LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $1,750 | $1,860 |
| Borrowers paying discount points | 70.8% | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | 50.0% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where GoodLeap, LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 536 | 984 | — | — | — |
| Indiana | 393 | 657 | — | — | — |
| Florida | 389 | 724 | — | — | — |
| Ohio | 380 | 665 | — | — | — |
| California | 356 | 593 | — | — | — |
| North Carolina | 293 | 473 | — | — | — |
| Arizona | 288 | 453 | — | — | — |
| Georgia | 267 | 440 | — | — | — |
| Virginia | 228 | 394 | — | — | — |
| Pennsylvania | 212 | 382 | — | — | — |
| Tennessee | 209 | 349 | — | — | — |
| South Carolina | 208 | 363 | — | — | — |
| Missouri | 170 | 272 | — | — | — |
| Nevada | 162 | 394 | — | — | — |
| Oklahoma | 136 | 246 | — | — | — |
| Alabama | 131 | 236 | — | — | — |
| Michigan | 129 | 215 | — | — | — |
| Colorado | 127 | 205 | — | — | — |
| Maryland | 115 | 236 | — | — | — |
| Washington | 109 | 158 | — | — | — |
| New Jersey | 81 | 146 | — | — | — |
| Utah | 78 | 121 | — | — | — |
| Arkansas | 66 | 140 | — | — | — |
| Idaho | 63 | 98 | — | — | — |
| Minnesota | 59 | 109 | — | — | — |
| Kansas | 58 | 117 | — | — | — |
| Oregon | 56 | 83 | — | — | — |
| New Mexico | 49 | 87 | — | — | — |
| Wisconsin | 39 | 70 | — | — | — |
| Massachusetts | 30 | 48 | — | — | — |
| Connecticut | 29 | 47 | — | — | — |
| Delaware | 24 | 45 | — | — | — |
| Maine | 2 | 3 | — | — | — |
| District of Columbia | 0 | 2 | — | — | — |
| Hawaii | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open GoodLeap, LLC's page for that state.
Counties where GoodLeap, LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harmon County, OK | 10 | 1 | 8.3% |
| Presidio County, TX | 9 | 1 | 7.1% |
| Bamberg County, SC | 2 | 4 | 6.2% |
| Dewey County, OK | 12 | 1 | 5.9% |
| Crowley County, CO | 16 | 1 | 4.5% |
| Lee County, AR | 17 | 1 | 4.3% |
| Kinney County, TX | 19 | 1 | 4.3% |
| Hall County, TX | 17 | 1 | 4.0% |
| Coal County, OK | 18 | 1 | 3.3% |
| Donley County, TX | 17 | 1 | 2.9% |
| Tillman County, OK | 21 | 1 | 2.9% |
| Macon County, GA | 20 | 1 | 2.8% |
| Bland County, VA | 22 | 1 | 2.6% |
| Bent County, CO | 20 | 1 | 2.4% |
| Caribou County, ID | 13 | 2 | 2.2% |
Check GoodLeap, LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300YN94MOAVYW0F52.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from GoodLeap, LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology