Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Colorado · HMDA 2025

Kind Lending, LLC mortgages in Colorado

Kind Lending, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.

Kind Lending, LLC originated 390 owner-occupied single-family loans in Colorado from 535 completed applications.

Its median conventional purchase loan costs were $7,280 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).

Loans in CO
390
of 535 applications
Denial rate
22.3%
Purchase · CO 6.3%
Rate spread
+0.07 pts
Conv. · CO +0.04 pts
Loan amount
$445,000
Purchase · CO $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase41731622.3%6.500%+0.07 pts$7,280$445,000
Refinance644228.1%6.375%+0.01 pts$6,440$455,000
Cash-out refinance543235.2%7.375%+0.67 pts$6,950$465,000

*Conventional loans only; medians with at least 20 loans.

Colorado counties where Kind Lending, LLC ranks in the top 25

CountyRankLoansMarket share
Cheyenne County717.7%
Gilpin County832.5%
Crowley County1014.5%
Custer County1622.2%
Pueblo County22250.9%
Lake County2421.7%
Logan County2420.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology