Lender in Washington · HMDA 2025
Kind Lending, LLC mortgages in Washington
Kind Lending, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Kind Lending, LLC originated 504 owner-occupied single-family loans in Washington from 668 completed applications.
Its median conventional purchase loan costs were $7,370 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
504
of 668 applications
Denial rate
19.2%
Purchase · WA 5.9%
Rate spread
+0.21 pts
Conv. · WA +0.10 pts
Loan amount
$495,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 500 | 400 | 19.2% | 6.625% | +0.21 pts | $7,370 | $495,000 |
| Refinance | 85 | 45 | 42.4% | 6.625% | +0.19 pts | $5,140 | $505,000 |
| Cash-out refinance | 83 | 59 | 27.7% | 7.125% | +0.66 pts | $10,660 | $445,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Asotin County | 4 | 17 | 5.7% |
| Whitman County | 14 | 8 | 1.9% |
| Ferry County | 17 | 1 | 2.6% |
| Skagit County | 19 | 20 | 1.4% |
| Adams County | 23 | 2 | 1.2% |
| Whatcom County | 25 | 23 | 0.9% |
| Mason County | 25 | 8 | 0.8% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology