Lender in Pennsylvania · HMDA 2025
Kind Lending, LLC mortgages in Pennsylvania
Kind Lending, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Kind Lending, LLC originated 596 owner-occupied single-family loans in Pennsylvania from 755 completed applications.
Its median conventional purchase loan costs were $7,380 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
596
of 755 applications
Denial rate
16.9%
Purchase · PA 6.7%
Rate spread
+0.29 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 645 | 533 | 16.9% | 6.625% | +0.29 pts | $7,380 | $285,000 |
| Refinance | 40 | 24 | 37.5% | — | — | — | $325,000 |
| Cash-out refinance | 70 | 39 | 41.4% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinton County | 1 | 44 | 12.3% |
| Lycoming County | 4 | 50 | 4.9% |
| Sullivan County | 4 | 4 | 8.9% |
| Luzerne County | 10 | 74 | 2.3% |
| Lackawanna County | 14 | 36 | 1.8% |
| Wayne County | 16 | 7 | 1.2% |
| Tioga County | 16 | 4 | 1.2% |
| Columbia County | 18 | 7 | 1.3% |
| Wyoming County | 18 | 3 | 1.4% |
| Susquehanna County | 20 | 4 | 1.2% |
| Centre County | 22 | 10 | 0.8% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology