Lender in Texas · HMDA 2025
Kind Lending, LLC mortgages in Texas
Kind Lending, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Kind Lending, LLC originated 2,832 owner-occupied single-family loans in Texas from 3,810 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $8,870 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
2,832
of 3,810 applications
Denial rate
22.0%
Purchase · TX 10.2%
Rate spread
+0.28 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,270 | 2,521 | 22.0% | 6.625% | +0.28 pts | $8,870 | $325,000 |
| Refinance | 316 | 188 | 38.0% | 6.625% | +0.18 pts | $7,250 | $385,000 |
| Cash-out refinance | 224 | 123 | 43.8% | 7.125% | +0.69 pts | $8,120 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Kind Lending, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Val Verde County | 5 | 25 | 6.5% |
| Roberts County | 5 | 1 | 12.5% |
| Jack County | 6 | 3 | 3.1% |
| Washington County | 7 | 16 | 3.9% |
| Colorado County | 7 | 4 | 2.9% |
| Austin County | 9 | 10 | 2.8% |
| Lipscomb County | 9 | 1 | 6.7% |
| Grimes County | 10 | 9 | 2.2% |
| San Jacinto County | 10 | 5 | 1.8% |
| Walker County | 11 | 10 | 1.8% |
| Leon County | 12 | 3 | 1.9% |
| Gillespie County | 14 | 5 | 1.5% |
| Limestone County | 14 | 3 | 2.2% |
| Jefferson County | 15 | 41 | 1.9% |
| Milam County | 15 | 4 | 1.7% |
| Burnet County | 16 | 12 | 1.3% |
| Caldwell County | 16 | 4 | 0.7% |
| Harris County | 17 | 453 | 1.0% |
| Galveston County | 17 | 69 | 1.3% |
| Fannin County | 17 | 6 | 1.2% |
| Crosby County | 17 | 1 | 3.2% |
| Webb County | 18 | 28 | 1.4% |
| Liberty County | 18 | 16 | 1.3% |
| Wichita County | 18 | 15 | 1.0% |
| Angelina County | 18 | 8 | 1.2% |
| Matagorda County | 18 | 4 | 1.4% |
| Polk County | 18 | 4 | 1.2% |
| Ward County | 18 | 2 | 2.1% |
| Winkler County | 18 | 1 | 2.4% |
| Orange County | 19 | 19 | 2.0% |
- Kind Lending, LLC nationwide
- Texas mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology