Lender in Oregon · HMDA 2025
Kind Lending, LLC mortgages in Oregon
Kind Lending, LLC's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Kind Lending, LLC originated 616 owner-occupied single-family loans in Oregon from 776 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $6,770 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.75% (Oregon: 6.625%).
Loans in OR
616
of 776 applications
Denial rate
18.1%
Purchase · OR 5.7%
Rate spread
+0.20 pts
Conv. · OR +0.12 pts
Loan amount
$425,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 658 | 535 | 18.1% | 6.750% | +0.20 pts | $6,770 | $425,000 |
| Refinance | 63 | 44 | 27.0% | 6.500% | +0.03 pts | $6,360 | $425,000 |
| Cash-out refinance | 55 | 37 | 32.7% | — | — | — | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hood River County | 6 | 6 | 3.4% |
| Klamath County | 7 | 34 | 4.3% |
| Douglas County | 8 | 44 | 3.8% |
| Deschutes County | 9 | 102 | 3.0% |
| Lane County | 9 | 94 | 2.4% |
| Tillamook County | 12 | 6 | 2.1% |
| Jefferson County | 13 | 7 | 2.2% |
| Josephine County | 14 | 14 | 1.6% |
| Wasco County | 14 | 5 | 2.0% |
| Lake County | 16 | 1 | 2.5% |
| Coos County | 17 | 9 | 1.3% |
| Harney County | 18 | 1 | 1.7% |
| Yamhill County | 19 | 19 | 1.6% |
| Crook County | 19 | 7 | 1.5% |
| Lincoln County | 19 | 7 | 1.5% |
| Marion County | 22 | 46 | 1.3% |
| Polk County | 23 | 12 | 1.1% |
| Clackamas County | 24 | 41 | 0.8% |
| Jackson County | 24 | 24 | 0.9% |
| Wallowa County | 25 | 1 | 1.3% |
- Kind Lending, LLC nationwide
- Oregon mortgage market
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- Kind Lending, LLC in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology