Lender in North Carolina · HMDA 2025
loanDepot.com, LLC mortgages in North Carolina
loanDepot.com, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
loanDepot.com, LLC originated 2,677 owner-occupied single-family loans in North Carolina from 3,666 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $5,350 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 5.99% (North Carolina: 6.50%).
Loans in NC
2,677
of 3,666 applications
Denial rate
22.4%
Purchase · NC 7.6%
Rate spread
−0.40 pts
Conv. · NC +0.04 pts
Loan amount
$325,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,039 | 1,569 | 22.4% | 5.990% | −0.40 pts | $5,350 | $325,000 |
| Refinance | 332 | 260 | 18.4% | 6.125% | −0.03 pts | $5,860 | $345,000 |
| Cash-out refinance | 1,295 | 848 | 32.4% | 6.625% | +0.33 pts | $6,870 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 72.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Granville County | 2 | 54 | 6.5% |
| Stokes County | 3 | 38 | 6.1% |
| Person County | 4 | 27 | 5.9% |
| Gaston County | 6 | 173 | 3.9% |
| Iredell County | 6 | 109 | 2.8% |
| Rowan County | 6 | 102 | 4.3% |
| Cleveland County | 6 | 44 | 3.6% |
| Cabarrus County | 7 | 110 | 2.4% |
| Vance County | 7 | 9 | 3.0% |
| Bertie County | 7 | 2 | 2.5% |
| Orange County | 8 | 33 | 2.2% |
| Davie County | 8 | 20 | 2.8% |
| Cherokee County | 8 | 10 | 2.9% |
| Catawba County | 9 | 80 | 2.8% |
| Stanly County | 9 | 26 | 2.3% |
| Lenoir County | 9 | 14 | 2.8% |
| Harnett County | 10 | 101 | 2.5% |
| Richmond County | 10 | 10 | 3.1% |
| Caswell County | 10 | 4 | 2.4% |
| Martin County | 10 | 4 | 2.6% |
| Yancey County | 10 | 3 | 1.8% |
| Graham County | 10 | 1 | 1.7% |
| Lee County | 11 | 27 | 2.4% |
| Surry County | 11 | 14 | 1.9% |
| Mecklenburg County | 12 | 327 | 1.8% |
| Johnston County | 12 | 97 | 1.9% |
| Burke County | 12 | 13 | 1.3% |
| Edgecombe County | 12 | 5 | 1.5% |
| Scotland County | 12 | 5 | 1.8% |
| Alamance County | 13 | 54 | 1.9% |
- loanDepot.com, LLC nationwide
- North Carolina mortgage market
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- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
- loanDepot.com, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology