Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Illinois · HMDA 2025

loanDepot.com, LLC mortgages in Illinois

loanDepot.com, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

loanDepot.com, LLC originated 2,917 owner-occupied single-family loans in Illinois from 3,620 completed applications, making it the state's #7 lender by volume.

Its median conventional purchase loan costs were $7,020 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).

Loans in IL
2,917
of 3,620 applications
Denial rate
7.7%
Purchase · IL 9.2%
Rate spread
+0.52 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2,2132,0037.7%6.875%+0.52 pts$7,020$265,000
Refinance44834120.3%6.575%+0.09 pts$3,640$315,000
Cash-out refinance95957338.5%6.990%+0.57 pts$5,890$205,000

*Conventional loans only; medians with at least 20 loans.

Illinois counties where loanDepot.com, LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 49.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology